InsuranceFirst Services

 

 

 

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Health Insurance
InsuranceFirst Services offers a complete line of insurance and financial products and services ranging from life and disability income to group life and health insurance. These products and services are designed to provide solutions to your personal and business financial needs, including:  

 

Medical Insurance

 

Employees have three medical options: Preferred Provider Organization (PPO): allows employees to use any physician in or out of the network. Benefits are paid in accordance with the provider selected.

 

Exclusive Provider Organization (EPO): employees choose their physician from a list of approved EPO providers. This plan is offered nationwide wherever EPO networks are available.

 

Our PPO and EPO plans are built around health care networks and a high level of coverage for using network providers. There are no "gate keepers." Therefore, primary care physicians and referrals to specialists are not necessary. You have the freedom to choose any physician in the network any time.

 


 

Group Insurance

 

At InsuranceFirst Services, we are committed to health insurance for both our commercial customers, who need group coverage for their employees, as well as the individual or family that needs coverage.

With the changing face of health insurance in today's market, we at InsuranceFirst Services are staying abreast of the latest developments that will affect the coverage you expect as well as the cost impact upon you.

We have the best health insurance markets available in our area, and we will always present to our customers the best options at the best price available.

 


 

Individual Life

 

Life insurance from InsuranceFirst Services can help you secure your family's financial future by providing the funds they need to: cover burial expenses, uninsured medical bills, pay off your mortgage and other outstanding debts, and maintain a comfortable standard of living.

Executive Insurance offers a variety of life insurance products, including permanent, term, variable, flexible and whole life policies.

 


 

Long-Term Disability

 

Disability insurance replaces your income should you become disabled and unable to work. Many people have some form of disability insurance through their employer. The employers' policy may not be just what your need. In this case, you will probably want to supplement the employer's policy with an individual policy of your own.